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A shiny new Dodge Dart was sitting there ready to go for a spin. That wasn’t necessarily out of place except that Waful, who had just purchased the car, was 100 years old at the time and apparently very optimistic about the need for a new vehicle. He still drove himself around whenever possible and considered it a wise investment.

But because Ready Capital is not a traditional bank, it is ineligible to access the cash loosened up by the Federal Reserve to help borrowers, and the firm had to find other sources of cash to disperse to borrowers. Ready Capital has approved about $3 billion in Paycheck Protection Program loans in total, but only about $1.3 billion has gone out the door to businesses. Of that, $1 billion was through Pennsylvania based Customers Bank.Fournier completed the paperwork with Ready Capital and one of its subsidiaries, Knight Capital Funding.

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